Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.0.9
  • Adult Rating: 4+
  • File Size: 8.02 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 5,303 Ratings


Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Love this app!

    By Bjsinximsons
    I love my penny assistant she keep me up to date with everything really recommend !!!!
  • So helpful!

    By Robbynthomas
    I love how it always reminds me of my bills and everything coming around. It’s great!
  • Annoying wastes time

    By Hazel mendoza
    Wastes time with nonsense set up. You have to pretend you’re chatting with penny to set it up
  • Great app!

    By ShelenaE
    Love the quick overview of what’s going on with my finances.
  • Love this app

    By Jägerbaby
    Penny is so interactive and she really makes you feel like she has your back. Love this app! Her gifs are great too! 💯
  • Loved this app, now it needs fixing.

    By KRL3
    So when I first got this app I was obsessed. I love being able to organize my finances. Penny is not only helpful but fun to talk to. Now, every week or so she has a problem with my bank account. It’s irritating having to fix over and over and I’m to the point where I almost want to just delete this app. Please fix this so I don’t have to!!!
  • Walmart MoneyCard

    By ShandrianaR
    I’m still unable to link my Walmart Money card, and this is like week 3. 🙄 Update: Today’s date is … December 15th. I just read a review from JUNE! And they are having the same issue. Wonderful app, everything working fine! I have subscribed to get unlimited updates from my bank and they have been having an “issue” communicating for months now. Disappointing.

    By Meli N
    I’m trying to download the app but it’s not working. When I click “Hey, Penny! Im new” it does nothing. This issue needs to be address as soon as possible.
  • Love this app

    By Ce Ce Michelle
    This app is amazing
  • Great app helps a lot

    By Jonathan V1
    I’ve no complaints with this app.