Empower:Budget & Money Tracker

Empower:Budget & Money Tracker

By Empower Finance

  • Category: Finance
  • Release Date: 2017-05-09
  • Current Version: 1.87
  • Adult Rating: 4+
  • File Size: 60.42 MB
  • Developer: Empower Finance
  • Compatibility: Requires iOS 9.0 or later.
Score: 5
From 2,785 Ratings


Recommended by Forbes, Time Magazine, and Apple as "Best Tech Apps To Help You Save, Invest, And Manage Your Finances” and "New Apps We Love", Empower is your personal financial advocate. We help you find free savings, track all your finances in one place, and reach your financial goals, whether it's building wealth or squashing debt. SEE WHY OUR USERS LOVE US: "Since using Empower, my credit score has increased from 680 to 720!" - Antonio "I love your app. I'm very, very happy with it. You guys have helped me save—just this month—about $300." - Christina "AutoSave put me on the right track. 5% of each paycheck is automatically put into my savings account. This app is ingenious!" - Tom HERE’S WHAT EMPOWER CAN DO FOR YOU: - FINANCIAL SNAPSHOT: Get clarity on account balances and track activities across bank, credit, loan, and retirement accounts (including Robinhood & Coinbase). Your spending is automatically categorized by our superior machine learning technology. Premium subscribers can create and assign your own categories. Review your spending with Custom Reports. - SAVINGS: Find "free money" with the Empower Savings Checkup, a powerful algorithm that analyzes your accounts for savings. Our users save $230 on average by renegotiating their bills, and $460 for switching to a better insurance plan. You can also cancel unwanted subscriptions or earn more with a high-interest savings account. Make every dollar work for you. - TRACK SPENDING: Monitor your spending by category (Dining & Drinks, Entertainment) or vendor (Amazon, Uber) and get alerts when you overspend. Premium subscribers can set up an unlimited number of SpendTrackers. Never lose track again. - GET OUT OF DEBT: Set up automatic savings and debt paydown with AutoSave. Find better loans and refinance. - IMPROVE CREDIT SCORE: Protect your credit score by monitoring your credit utilization. - PAY LESS INTEREST: Explore better credit card options in order to reduce interest payments, build credit, or earn rewards. - TRANSFER MONEY: Between your existing accounts and pay credit card bills with a few simple taps. Transfers and credit card payments are always free and secure. - INTELLIGENT ALERTS: Stay on top of your money without having to log in with intelligent notifications. KNOW THAT YOU ARE PROTECTED - Empower uses bank-grade security measures like AES 256-bit encryption, multi-factor authentication, PIN code, and Touch ID to protect your account. - Your personal information is fully encrypted using SSL. Empower is free to use. We also offer a Premium membership via monthly or yearly subscriptions. We currently support U.S. banks and institutions. EMPOWER PREMIUM: For users who want to turbo charge their finances, Empower offers a premium subscription called Empower Premium. With Empower Premium, you can: - Create custom categories for your expenses. As many as you want, to make Empower truly yours! Choose from a library of emojis to add fun to your finances. - Chat with an Expert! Get your personal finance questions answered by one of our Empower Experts. - Set up unlimited SpendTrackers! Track more than one category or vendor when you upgrade. Have us keep an eye on things so you can enjoy life. Separate life from work with Business Expense categorization. Try it free for 1 month! Empower Premium subscription fees will be 3.99/month or 35.99/year. You’ll be charged as a recurring transaction through your iTunes account starting the end of your free trial (unless you cancel during the free trial). Payment will automatically renew unless you cancel your account at least 24 hours before the end of the current subscription month. You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. Privacy policy: https://empower.me/privacy Terms of use: https://empower.me/terms



  • Don’t get too excited

    By Misskitcate
    Given bad information from one of their customer support advisors and then disappointing information from another. Haven’t really been able to use the app because I’ve been penalized for the bad information I’ve been given. Support had no desire to right the wrong either. Maybe you should write in your FAQ somewhere about these “limits”. Took 100% of the excitement out of finding what could be a perfect app for my household. Still waiting several more days since my 15 day lock out to see if the app is worth it.
  • Good looks but fundamental errors

    By Dbsxbggykcrfcxgh
    While customer service has been incredibly responsive and friendly, the problems with the app persist. Over 30% of my transactions randomly disappear and aren’t reflected in the app. I’ve worked with customer service to identify the specific transactions and they indicated that they’ve communicated the information to Chase, but nothing has resulted yet. If you have chase, I’d recommend a different app
  • It’s okay

    By Dattttt
    I really liked this app and it works great, however, with my bank it didn’t. Every time it updated transactions the change the categories to all of my transactions that I have previously changed. It also didn’t have good transaction names making it very difficult to categorize everything.
  • Great app

    By rorywillis
    I really like this app. It's the first one I've tried that does unified accounts in a clean way. My transactions seem to sync pretty quickly as well, which is an issue with some others. 10/10 Would recommend.
  • Requesting some features

    By dacalo
    Please add the ability to add home value or link to redfin with the ability to look up address. It’s weird we can add home mortgage but can’t offset with anything. Also need the ability to share with spouse rather than using my login ID.
  • Waste of money

    By iva1024
    Support does not want to take the time to answer questions.
  • Better than Mint!

    By lovecats0001
    Honestly, I had been using Mint for a while and my favorite thing about it was that it was free. But I never loved it, it could be confusing and it definitely wasn’t designed for a mobile device. Empower may not be free, but you really don’t need to go premium to get the most out of it. I love how minimal the interface is, while still giving you all the information you want.
  • Terrible

    By terrible liz
    This app is supposed to auto save money for you. DO NOT fall for it! They have taken out $48.26 out of my checking as a debit transaction and have YET to put it in my savings! I emailed them and have YET to hear anything back! Save your time!
  • Birth Control Without the Headache!

    By Asha5
    Finally!! It is my firm belief that birth control should be readily available to any woman wanting to take control of her reproductive health. Nurx makes it happen!! App is easy to use and communication is quick and efficient. I will recommend Nurx to every woman I know!!
  • Didn’t have my bank

    By Mlynn2013
    None of the banks listed were mine. I searched and I still didn’t see it.